The financial world is moving toward a continuous, tokenized market structure — and once it’s here, there’s no going back. Robinhood CEO Vlad Tenev declared on November 10, 2025 that tokenization will permanently erase the idea of “market hours,” unlocking 24/7 global trading across both traditional and digital assets.
His remarks — shared in a post on X (formerly Twitter) — echo a growing institutional consensus from players like Visa and McKinsey: programmable money and tokenized credit could redirect trillions of dollars from legacy systems into real-time, on-chain finance.
In his post on X, Tenev wrote:
“There was a time when you couldn’t trade stocks on your phone. Imagine explaining to someone in 2035 that in 2025, markets used to close on weekends and holidays.”
Tenev argues that once people experience nonstop, tokenized markets, they’ll never return to the old model — comparing it to how mobile trading apps reshaped investor behavior in the 2010s. He describes tokenization as the next frontier of accessibility: one that changes expectations as much as it transforms infrastructure.
Tokenization converts traditional financial assets — from corporate bonds to real estate — into digital tokens that can trade instantly across borders. According to Visa’s October 2025 report, this shift is accelerating the rise of automated, always-on financial systems that merge crypto with traditional finance.
Stablecoin-powered lending alone grew from $5B in December 2023 to $12.7B in 2025, highlighting growing demand for real-time, programmable credit.
Major asset managers and banks are testing scalable tokenization frameworks capable of digitizing hundreds of trillions in global assets over the next decade. Visa’s research suggests that corporate bonds, private credit, and real estate will be the first to move into tokenized ecosystems — bridging the gap between legacy collateral and programmable lending.
Tenev’s statement represents more than a tech prediction — it signals a cultural shift in how humans interact with capital. Just as streaming made entertainment perpetual, tokenization is making finance continuous and participatory.
Investors will expect seamless access, instant settlement, and global reach — no matter the time zone or asset class.
“Access feels impossible until it’s within reach.” — Vlad Tenev
Once tokenized markets achieve scale, financial systems will function like the internet — never offline, never asleep. That means regulators, exchanges, and banks must adapt to a new financial rhythm: one defined by constant liquidity, continuous credit, and decentralized risk.
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